Commercial Loan Preparation Checklist

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Check a prompt when you feel prepared to discuss it. Checkmarks stay in memory during this visit and native navigation; nothing is uploaded or sent to Blue Dolphin Capital. Not every document applies to every loan.

Your financing scenario

Start with the opportunity, not a stack of paperwork.

Financing purpose and timingAcquisition, refinance, bridge, construction, development or business financing; your target timeframe and requested amount.Property and business overviewProperty type, location and occupancy; the business or borrowing entity involved. Your specialist reviews state and transaction requirements.Financing in place, if applicableOutstanding balance, maturity, payment and any known payoff restrictions. Your advisor will confirm the details through the appropriate channel.

Business & borrower information

Only the documents requested for your specific scenario.

Preliminary request and borrower authorizationBegin with the preliminary request. Your specialist will identify any later forms or consents needed for the transaction. Do not assume a residential Form 1003 applies to commercial financing.Identity and ownership informationIdentification for applicable borrowers or guarantors, plus entity and ownership information when requested. Share only through an approved secure channel.Business bank statementsConfirm the required period and accounts with your specialist before gathering records.Tax returns and income documentationMost recently filed returns and relevant business financials; W-2s or other borrower income documents only if applicable and requested.Assets and financial positionPersonal financial or retirement statements only when relevant to the lender's request. Do not send account statements through public email or the preliminary request form.Credit-review coordinationYour specialist will confirm who needs a credit review, the required authorization and the appropriate ordering method. Do not upload or transmit a report through the preliminary request form.

Property information

Typical additional items for real estate financing, when applicable.

Lease and rent-roll informationFor an income-producing property, a lender may request lease agreements, a rent roll and occupancy information.Property operating informationIncome and expense information supporting the property's operating history; confirm the required periods with your advisor.Purchase or refinance informationA purchase agreement for an acquisition or debt and payoff information for a refinance, when available and requested.Project plans, if applicableFor construction or development, your specialist may request budgets, plans, permits, contractor information and your proposed exit strategy.

A commercial checklist—not a residential document package.

VA documents and residential-only forms are not included here. Identity, credit, tax and financial records are sensitive. Your specialist determines the appropriate forms, authorizations, lender requirements and secure delivery method.

Your information deserves a secure channel.

This native form is for preliminary commercial inquiries only. Do not enter or upload Social Security numbers, Tax IDs, financial documents or credit reports. Formal document handling and approval-related steps are advisor-led.

READY FOR A CONVERSATION?

Bring your goals. We’ll guide the next step.

You do not need a complete document package to begin a preliminary discussion.

Start a request

A clearer checklist.
A more informed next step.

Your financing scenario

Business & borrower information

Property information

A commercial checklist—not a residential document package.

Bring your goals. We’ll guide the next step.

Let's put your vision in motion.

A clearer checklist.A more informed next step.

Your financing scenario

Business & borrower information

Property information

A commercial checklist—not a residential document package.

Bring your goals. We’ll guide the next step.

Let's put your vision in motion.

A clearer checklist.
A more informed next step.